When your young and care free you just don't think about things like settling down, having a family, saving for your retirement, life insurance , a burial policy stuff like that. I know I never did I was pretty care free just like most. My wife and I had our third child recently and it got me to thinking about my children and having all those things like a will, proper life insurance and a burial policy done. So when the kids are older they don't have to worry about those things. It's done so they don't have to deal with these type of things.
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